Q4 2018 First National Financial Corp Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the First National Financial Quarter 4 2018 Analyst Conference. As a reminder, this call is being recorded on February 26, 2018, for replay purposes.
At this time, I would like to turn the conference over to Mr. Stephen Smith, Chairman and Chief Executive Officer. Please go ahead, Mr. Smith.
Thank you, operator. Good morning, everyone. Welcome to our call and thank you for participating. I'm joined by Rob Inglis, our Chief Financial Officer; and Moray Tawse, Executive Vice President.
I remind you that our remarks and answers may contain forward-looking information about future events or the company's future performance. This information is subject to risks and uncertainties and should be considered in conjunction with the risk factors detailed in our MD&A.
We were pleased to report fourth quarter and annual results last night that featured steady growth and mortgages under
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