Q4 2019 Citigroup Inc Earnings Call Transcript

Jan 14, 2020 / 04:30PM GMT
Operator

Hello, and welcome to Citi's Fourth Quarter 2019 Earnings Review. Today, we are joined by Citi's Chief Executive Officer; Mike Corbat; the Chief Financial Officer, and Mark Mason, CFO. Today's call will be hosted by Elizabeth Lynn, Head of Investor -- Citi Investor Relations. (Operator Instructions) Also as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time.

Ms. Lynn, you may begin.

Elizabeth Lynn - Citigroup Inc. - Interim Head of IR

Thank you, operator. Good morning, and thank you all for joining us. On our call today, our CEO, Mike Corbat, will speak first; then Mark Mason, our CFO, will take you through the earnings presentation, which is available for download on our website, citigroup.com. Afterward, we will be happy to take questions.

Before we get started, I'd like to remind you that today's presentation may contain forward-looking statements, which are based on management's current expectations and are subject to uncertainty and changes in circumstances. Actual results,

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