Citizens Financial Group Inc at BancAnalysts Association of Boston Conference (Virtual) Transcript

Nov 05, 2020 / 06:00PM GMT
Terence James McEvoy - Stephens Inc., Research Division - MD and Research Analyst

Welcome back, everyone. Hopefully, everyone had a chance to grab some lunch. Next up on the schedule is Citizens Financial Group. Representing the company are John Woods, Vice Chairman and CFO of the company; as well as Malcolm Griggs, who's the Chief Risk Officer. At the end of last quarter, Citizens had assets of almost $180 billion with 1,000 branches in 11 states.

The plan today is for John and Malcolm to discuss the presentation that was filed right about an hour ago. After that, we will transition to a Q&A period. And also for those that would like to ask a question, you can submit one at the bottom of the screen.

So with that, let me pass it over to John and Malcolm.

John F. Woods - Citizens Financial Group, Inc. - Vice Chairman & CFO

Thanks, Terry, and good afternoon, everyone. It's great to be here virtually. That's fine, but I am looking forward to a real life conference at some point down the line. In particular, with the [BAB], the lobster is

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