Citizens Financial Group Inc at Bank of America Future of Financials Virtual Conference Transcript

Nov 10, 2020 / 01:50PM GMT
Erika Najarian - BofA Merrill Lynch, Research Division - MD and Head of US Banks Equity Research

Good morning, everybody. Welcome to Day 2 of Bank of America's Future Financials Conference. I'm super excited [to have today] in large cap banks with our next guest. Joining us from Citizens are Eric Schuppenhauer. He is the President of Consumer Lending and National Banking, and he was named to that role this October. And also, we have with us John Woods, who all of you know is the CFO of the company. Gentlemen, welcome to the conference, and Eric, let me set the stage over to you.

Eric J. Schuppenhauer - Citizens Financial Group, Inc. - President of Home Mortgage

All right. I'm actually going to...

John F. Woods - Citizens Financial Group, Inc. - Vice Chairman & CFO

Yes. No, actually, I'll go ahead and kick things off here, Erika. Thanks for that. So good morning, everyone. Eric's remarks will take the lion's share of our time, but I'll make some broader comments to just kick things off.

So on Page 3, in

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