Q3 2019 Discover Financial Services Earnings Call Transcript

Oct 23, 2019

Oct 22, 2019 / 09:00PM GMT
Operator

Good afternoon. My name is Erica, and I will be your conference operator today. At this time, I would like to welcome everyone to the Third Quarter 2019 Discover Financial Services Earnings Conference Call. (Operator Instructions)

I will now turn the call over to Mr. Craig Streem, Head of Investor Relations. Please go ahead.

Craig A. Streem - Discover Financial Services - VP of IR

Thank you very much, Erica, and welcome, everyone, to this afternoon's call. I'll begin on Slide 2 of our earnings presentation, which you can find in the financial section of our Investor Relations website, investorrelations.discover.com.

Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear on today's earnings press release and presentation.

Our call today will include formal remarks from our CEO, Roger Hochschild, covering third quarter highlights. And then it's my pleasure

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