Q2 2023 Discover Financial Services Earnings Call Transcript

Jul 20, 2023 / 12:00PM GMT
Operator

Good morning. My name is Todd, and I will be your conference operator today. At this time, I would like to welcome everyone to the Second Quarter 2023 Discover Financial Services Earnings Conference Call. (Operator Instructions) I will now turn the call over to Mr. Eric Wasserstrom, Head of Investor Relations. Please go ahead.

Eric Edmund Wasserstrom - Discover Financial Services - Head of IR

Thanks, Todd, and good morning, everyone. Welcome to this morning's call. I'll begin on Slide 2 of our earnings present in, which you can find in the financial section of our Investor Relations website, investorrelations.discover.com. Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in our second quarter earnings release and presentation.

On our call today, we'll include remarks from our CEO, Roger Hochschild; and John Greene, our Chief Financial Officer. After we conclude our

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