Mar 01, 2023 / 03:15PM GMT
Vasundhara Govil - Keefe, Bruyette, & Woods, Inc., Research Division - Research Analyst
For our next session, I'll be moderating it. I'm Vasu Govil. I'm one of the analysts on KBW's payments and consumer finance research team. I cover the payments and core processing space, and I'm very excited to have with me David Foss. He is Chairman of the Board and CEO of Jack Henry. We're very excited to have you back. And so thank you for joining us.
David B. Foss - Jack Henry & Associates, Inc. - Chairman of the Board & CEO
Thank you. I'm happy to be here.
Questions and Answers:
Vasundhara Govil - Keefe, Bruyette, & Woods, Inc., Research Division - Research AnalystGreat. So we've been starting off all these sessions, which are the macro question, which is on everyone's mind, and I know you guys altered your outlook a little bit at the recent earnings call? And I think the biggest driver was that you're seeing a shift in spending away from debit cards towards credit. So just if you could maybe help flesh
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