Q4 2018 Kemper Corp Earnings Call Transcript

Feb 11, 2019 / 09:15PM GMT
Operator

Good afternoon, ladies and gentlemen, and welcome to Kemper's Fourth Quarter 2018 Earnings Conference Call. My name is Andrea, and I will be your coordinator today. (Operator Instructions) As a reminder, the conference call is being recorded for replay purposes.

I would now like to introduce your host for today's conference call, Michael Marinaccio, Kemper's Vice President of Corporate Development and Investor Relations. Mr. Marinaccio, you may begin.

Michael A. Marinaccio - Kemper Corporation - IR

Thank you, Andrea. Good afternoon, everyone, and welcome to Kemper's discussion of our fourth quarter and year-end 2018 results. This afternoon, you'll hear from Joe Lacher, Kemper's President and Chief Executive Officer; Jim McKinney, Kemper's Senior Vice President and Chief Financial Officer; and Duane Sanders, Kemper's Senior Vice President and the Property & Casualty Division President. We'll make a few opening remarks, provide context around our fourth quarter and year-end results, and then we will open up the call for a question-and-answer session.

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