Dec 09, 2020 / 01:40PM GMT
Yaron Joseph Kinar - Goldman Sachs Group, Inc., Research Division - Research Analyst
Good morning, everybody. Thanks for joining us for our second interim session of the day. I'm Yaron Kinar, the Insurance Analyst at Goldman joined today by Dennis Glass, President and CEO of Lincoln Financial.
Just one housekeeping item. If you have any questions, there is a submit question box at the bottom of your screen that you can use.
Dennis, thanks so much for joining us this morning.
Questions and Answers:
Yaron Joseph Kinar - Goldman Sachs Group, Inc., Research Division - Research AnalystSo maybe we can start off with a high-level question. The macro environment, can you maybe talk about the challenges and opportunities that presents?
Dennis Robert Glass - Lincoln National Corporation - President, CEO & Director
Yaron, happy to do that, and thank you for having us here. My time is 6:30 in the morning. So I'm glad to be with all of you East coasters and others around the country early today.