Half Year 2019 Royal Bank of Scotland Group PLC Earnings Call (Fixed Income Investors) Transcript

Aug 02, 2019 / 12:00PM GMT
Operator

Good afternoon, ladies and gentlemen. This afternoon's conference call will be hosted by Katie Murray, Chief Financial Officer; and Robert Begbie, Treasurer. Please go ahead.

Katie Murray - The Royal Bank of Scotland Group plc - CFO & Executive Director

Thanks, Steve, and thank you for joining the call. On the line, you have myself, Katie Murray, Group CFO of RBS. I am joined by Robert Begbie, our Treasurer; and also by Rupert Mingay, our NatWest Markets Treasurer; and Paul Pybus, our Head of Debt Investor Relations.

We've put some fixed income slides onto our IR website, which Rob and I will now talk you through. I'll provide a quick review of our results that were out earlier today, and then Robert will provide a treasury review of the half year. And then we'll naturally open up for Q&A.

As you've seen from this morning's announcement, we are a bank that is growing well. We have a strong and stable balance sheet position; however, a following -- a falling yield curve and a deterioration in business investment appetite and intense

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