Oct 24, 2019 / 08:00AM GMT
Operator
Good morning, ladies and gentlemen. Today's conference call will be hosted by Katie Murray, Chief Financial Officer. Please go ahead.
Katie Murray - The Royal Bank of Scotland Group plc - CFO & Executive Director
Thank you, Tracy. Good morning, everyone, and thanks for joining me this morning. As we saw at the H1, with Q1 and Q3 really just being financial updates, I'm not being joined by Ross this morning. I'm going to give you a brief overview of our financial performance in Q3, and then I'm happy to take any questions you may have.
The core retail and commercial bank continued to perform well and our underlying performance remained solid in a tough operating environment. Our lending is up 3.2% year-to-date on an annualized basis. We are attracting new customers to the bank and our costs are down, with a pretax operating profit of GBP 2.7 billion for the first 9 months, in line with the same period last year, and attributable profit of GBP 1.7 billion, up GBP 0.4 billion from the same period last year.
As expected, however, our Q3
Q3 2019 Royal Bank of Scotland Group PLC Interim Management Statement Call Transcript
Oct 24, 2019
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