Half Year 2023 Virgin Money UK PLC Fixed Income Earnings Call Transcript

May 05, 2023

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May 05, 2023 / 08:30AM GMT
Operator

Good morning, and thank you for joining the Virgin Money UK PLC 2023 Interim Results Fixed Income Presentation. (Operator Instructions)

I will now hand over to Justin to commence the call.

Justin Fox - Virgin Money UK PLC - Group Treasurer

Thanks, Nadia, and good morning, everybody. Thanks for taking the time to join us. Of course, hopefully, you all know me. I'm Justin. I'm the Group Treasurer. And I'm joined on the phone this morning by Richard Smith, our Head of Investor Relations; Matthew Harrison, Head of Treasury Debt Capital Markets; and Gareth McCrorie, our Debt Investor Relations and ESG manager.

So Yesterday, we presented our 2023 interim results. Hopefully, a number of you had a chance to watch that online. If you didn't, and you want the materials, please go to the financial results section of the website where you'll find the webcast from yesterday's presentation and today's slides, which I will go through.

From my point of view, we have both the small luxury and curse of reporting after our peer group. And therefore, in

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