Full Year 2023 Virgin Money UK PLC Fixed Income Investor Earnings Call Transcript

Nov 23, 2023 / 02:00PM GMT
Operator

Good morning, and thank you for joining the Virgin Money UK PLC 2023 Full Year Results Fixed Income presentation. (Operator Instructions) I'll now hand you over to Justin to commence the call. Please go ahead.

Justin Fox - Virgin Money UK PLC - Group Treasurer

Hi, and good afternoon, everyone. I'm talking to you from our lovely office in Leadenhall. And as I look out, a very sunny London afternoon. Thanks all for dialing in. I've got Richard, Garrison, Arty, myself. Unusually for us, we're hosting this in the afternoon. But that's because Richard and a good chunk of the executive team are leaving early tomorrow morning for Australia and if we're lucky enough to have any Americans dialing in this afternoon, Happy Thanksgiving.

Before we kick off the proceedings, I'd like to remind everybody that you can find a whole buffet of highly digestible financial information on our website, including a webcast of this morning's presentation from David and Clifford. As you all know full well by now, our reporting cycle puts us in an interesting juxtaposition versus

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