Full Year 2022 OSB Group PLC Earnings Call Transcript

Mar 16, 2023 / 09:30AM GMT
Operator

Ladies and gentlemen, welcome to OSB Group 2022 Full Year Results. My name is Glenn, and I will be your moderator for today's call. (Operator Instructions) I will now turn over to your host, Andy Golding, CEO of OSB Group to begin. Andy, please go ahead.

Andrew John Golding - OSB Group Plc - Group CEO & Director

Thank you. Good morning, everyone, and welcome to OSB Group's 2022 preliminary results and thank you for joining the call today. We had originally intended to hold a good old-fashioned in-person meeting, but the train strike situation meant that take-up was minimal. Anyway, hopefully, you'll find our results as usual, or somewhat more reliable than public transport. I'm going to start by covering the key highlights in terms of the performance for the year and an overview of the group. April will then take you through some more detail in terms of the numbers, and you'll then hear a little more from me on how our lending and savings franchises have performed, followed by the outlook before we open up to Q&A.

I'm delighted that we have had

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