Full Year 2019 TBC Bank Group PLC Earnings Call Transcript

Feb 20, 2020 / 02:00PM GMT
Operator

Hello, and welcome to the fourth quarter and full year financial results conference call. My name is Jess, and I'll be your coordinator for today's event. Please note, this call is being recorded. (Operator Instructions)

I will now hand you over to your host, Giorgi Shagidze, to begin today's call. Thank you.

Giorgi Shagidze - TBC Bank Group PLC - CFO, Deputy CEO & Executive Director

Good afternoon, everyone, and thank you for joining us for the full year results call. We are here with Vakhtang Butskhrikidze, the CEO of the bank; and Giorgi Shagidze, the CFO, myself. Vakhtang will start the presentation, and then I'll try to go through the financial performance in more detail. So here we are.

Vakhtang, please?

Vakhtang Butskhrikidze - TBC Bank Group PLC - CEO & Executive Director

Thank you, Giorgi. I am delighted to present our strong financial and operating results for the full year 2019 and to provide an overview of the recent macroeconomic developments in Georgia. Our underlying

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