Q4 2024 Provident Financial Holdings Inc Earnings Call Transcript

Jul 30, 2024 / 04:00PM GMT
Operator

Thanks for standing by. My name is Mandeep, and I'll be your operator today. At this time, I'd like to welcome everyone to the Provident Financial Holdings Fourth Quarter and Fiscal 2024 Earnings Call. (Operator Instructions)

I would now like to turn the call over to Donavon Ternes, President and CEO. You may begin.

Donavon Ternes - Provident Financial Holdings Inc - President, Chief Executive Officer

Good morning. This is Donavon Ternes, President and CEO of Provident Financial Holdings; and on the call with me is Tam Nguyen, our Senior Vice President and Chief Financial Officer.

Before we begin, I have a brief administrative item to address. Our presentation today discusses the company's business outlook and will include forward-looking statements. Those statements include descriptions of management's plans, objectives or goals for future operations, products or services, forecasts of financial or other performance measures and statements about the company's general outlook for economic and business conditions.

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