Q2 2025 DCB Bank Ltd Earnings Call Transcript

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Oct 24, 2024

Oct 24, 2024 / 01:00PM GMT
Operator

Ladies and gentlemen, good day, and welcome to DCB Bank Limited Q2 FY25 Earnings Conference Call. Joining us on the call today are Mr. Praveen Kutty, Managing Director, and CEO; Mr. Sridhar Seshadri, Whole Time Director; Mr. Ravi Kumar, Chief Financial Officer; Mr. Ajit Kumar Singh, Chief Investor Relations Officer. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to the management. Thank you, and over to you.

Praveen Kutty - DCB Bank Ltd - Chief Executive Officer, Managing Director, Additional Director

Thank you very much, and good evening, everybody on this call. I want to tell you that we've had a steady quarter two. Our growth trajectory, both on assets and on liabilities remain in the same curve. We are at -- we have grown the balance sheet by 19.49%, similar kind of percentage growth in advances and deposits.

On the deposit front, the growth of 19.86% YoY has been -- we got it in reasonably tough times of liquidity, I should say. And what is heartening is this growth is in a

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