Q2 2025 Equitas Small Finance Bank Ltd Earnings Call Transcript

Nov 08, 2024 / 10:30AM GMT
Operator

Ladies and gentlemen, good evening, and welcome to the earnings call of Equitas Small Finance Bank Limited financial performance for Q2 FY25. We have with us today Mr. P. N. Vasudevan, MD and CEO; Mr. Sridharan N., CFO; Mr. Murali Vaidyanathan, Senior President and Country Head, Branch Banking, Liabilities, Product and Wealth; Mr. Rohit Phadke, Senior President and Head Assets; Mr. Natarajan M., President and Head Treasury; and Mr. Dheeraj Mohan, Head, Strategy and IR.

(Operator Instructions) Please note that this conference is being recorded. I'd now like to hand the conference over to Mr. P. N. Vasudevan. Thank you, and over to you, sir.

Vasudevan Narasimhan - Equitas Small Finance Bank Ltd - Chief Executive Officer, Managing Director, Executive Director

Good evening to all of you and thank you for logging in today. The first six months of the financial has been quite turbulent as we witnessed deterioration in the microfinance portfolio at an industry level. Before we discuss in detail about how the portfolio has behaved and steps the bank has taken

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