Business Description
Horizon Bancorp (IN)
NAICS : 522110
SIC : 6021
ISIN : US4404071049
Share Class Description:
HBNC: Ordinary SharesDescription
Horizon Bancorp (IN) is a United States-based holding company providing banking services. It is engaged in providing commercial and retail banking services, corporate and individual trust and agency services, and other services incident to banking. The company also provides commercial loans, real estate loans, mortgage warehouse loans, consumer loans, and other credit facilities. The company has one principal business segment, commercial banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.1 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 2.02 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -5.8 | |||||
| 3-Year EPS without NRI Growth Rate | 0.2 | |||||
| 3-Year FCF Growth Rate | 3.8 | |||||
| 3-Year Book Growth Rate | 1.1 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 73.4 | |||||
| 9-Day RSI | 65.98 | |||||
| 14-Day RSI | 62.98 | |||||
| 6-1 Month Momentum % | 27.66 | |||||
| 12-1 Month Momentum % | 42.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.85 | |||||
| Dividend Payout Ratio | 0.48 | |||||
| 3-Year Dividend Growth Rate | 10.1 | |||||
| Forward Dividend Yield % | 3.85 | |||||
| 5-Year Yield-on-Cost % | 6.31 | |||||
| 3-Year Average Share Buyback Ratio | -0.2 | |||||
| Shareholder Yield % | -14.26 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 10.59 | |||||
| FCF Margin % | 34.78 | |||||
| ROE % | 2.68 | |||||
| ROA % | 0.24 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 38.53 | |||||
| Forward PE Ratio | 10.87 | |||||
| PE Ratio without NRI | 12.37 | |||||
| Shiller PE Ratio | 10.83 | |||||
| Price-to-Owner-Earnings | 47.06 | |||||
| PEG Ratio | 3.02 | |||||
| PS Ratio | 4.04 | |||||
| PB Ratio | 1 | |||||
| Price-to-Tangible-Book | 1.29 | |||||
| Price-to-Free-Cash-Flow | 11.62 | |||||
| Price-to-Operating-Cash-Flow | 10.82 | |||||
| EV-to-Revenue | 11.34 | |||||
| EV-to-FCF | 32.26 | |||||
| Price-to-Projected-FCF | 0.5 | |||||
| Price-to-DCF (Earnings Based) | 0.67 | |||||
| Price-to-DCF (FCF Based) | 0.71 | |||||
| Price-to-Median-PS-Value | 1.21 | |||||
| Price-to-Graham-Number | 0.84 | |||||
| FCF Yield % | 8.67 | |||||
| Forward Rate of Return (Yacktman) % | 14.04 |
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