UnitedHealth Group Inc (UNH) Stock Price, Trades & News

UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.42
Equity-to-Asset	0.31
Debt-to-Equity	0.86
Debt-to-EBITDA	2.23
Interest Coverage	8.25
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.91	Distress Grey Safe
Beneish M-Score	-2.26	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	12.7
	3-Year EBITDA Growth Rate	2.2
	3-Year EPS without NRI Growth Rate	15.2
	3-Year FCF Growth Rate	2.3
	3-Year Book Growth Rate	9.9
	Future 3-5Y Total Revenue Growth Rate Estimate	8.36

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	83.98
	9-Day RSI	68.98
	14-Day RSI	55.58
	3-1 Month Momentum %	-42.29
	6-1 Month Momentum %	-40.32
	12-1 Month Momentum %	-38.96

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.85
	Quick Ratio	0.85
	Cash Ratio	0.3
	Days Sales Outstanding	21.3
	Days Payable	76.33

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.73
	Dividend Payout Ratio	0.3
	3-Year Dividend Growth Rate	13.5
	Forward Dividend Yield %	2.87
	5-Year Yield-on-Cost %	5.4
	3-Year Average Share Buyback Ratio	0.9
	Shareholder Yield %	1.15

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	21.99
	Operating Margin %	8.16
	Net Margin %	5.39
	EBITDA Margin %	8.88
	FCF Margin %	6.06
	ROE %	24.12
	ROA %	7.48
	ROIC %	11.21
	3-Year ROIIC %	8.03
	ROC (Joel Greenblatt) %	312.03
	ROCE %	16.97
	Years of Profitability over Past 10-Year	10
	Moat score	9
	Tariff score	9

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	12.88
	Forward PE Ratio	13.77
	PE Ratio without NRI	11
	Shiller PE Ratio	17.57
	Price-to-Owner-Earnings	10.74
	PEG Ratio	1.39
	PS Ratio	0.72
	PB Ratio	2.94
	Price-to-Free-Cash-Flow	11.5
	Price-to-Operating-Cash-Flow	10.01
	EV-to-EBIT	10.95
	EV-to-Forward-EBIT	11.64
	EV-to-EBITDA	9.7
	EV-to-Forward-EBITDA	10.66
	EV-to-Revenue	0.86
	EV-to-Forward-Revenue	0.76
	EV-to-FCF	14.2
	Price-to-GF-Value	0.48
	Price-to-Projected-FCF	0.77
	Price-to-DCF (Earnings Based)	0.41
	Price-to-DCF (FCF Based)	0.51
	Price-to-Median-PS-Value	0.58
	Price-to-Peter-Lynch-Fair-Value	1.61
	Earnings Yield (Greenblatt) %	9.13
	FCF Yield %	8.91
	Forward Rate of Return (Yacktman) %	13.89

GF Value: $638.95

UNH

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