Q3 2019 Aareal Bank AG Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. My name is Emma, your Chorus Call operator. Welcome and thanks for joining the Aareal Bank Ag Q3 2019 Analyst Conference Call. (Operator Instructions)
And I would now like to turn the conference over to Jürgen Junginger, Managing Director and Head of IR. Please go ahead, sir.
Welcome, everyone, also from my side. And to keep it really short, and let's start directly, I would like to hand over to our CEO, Hermann Merkens, who is joined by our CFO, Marc Hess, and they will share the presentation and later answer your questions. Thank you.
Hermann, please?
Yes, good morning from my end as well. Thank you, Jürgen, for the short introduction.
So if I may start with the presentation on Page 2, which -- sorry, 3, which is a kind of summary. I would say that a solid Q3 result in a challenging environment, and let me allow to go a
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