Q4 2020 Ageas SA Earnings Call Transcript
Ladies and gentlemen, welcome to the Ageas conference call for the full year results of 2020. I am pleased to present Mr. Hans De Cuyper, Chief Executive Officer; and Mr. Christophe Boizard, Chief Financial Officer. (Operator Instructions). Please also note that this conference is being recorded.
I would like to hand the call over to Mr. Hans De Cuyper, Chief Executive Officer; and Mr. Christophe Boizard, Chief Financial Officer. Gentlemen, please go ahead.
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Good morning, ladies and gentlemen. Thank you for dialing into this conference call and for being with us for the presentation of the results of Ageas for the full year 2020. As usual, I'm joined in the room by my colleagues of the Executive Committee, Christophe Boizard our CFO; Emmanuel Van Grimbergen, CRO; Antonio Cano, Managing Director, Europe; and Filip Coremans, Managing Director, Ageas.
In a year that has brought so many challenges and uncertainties, we are happy to report full
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