Q3 2019 Sberbank Rossii PAO Earnings Call (IFRS) Transcript
Ladies and gentlemen, thank you for standing by and welcome to Sberbank Group Third Quarter 2019 IFRS Results Call hosted by Sberbank management team. (Operator Instructions) I must advise you that this conference is being recorded today on the 31st of October 2019. I would now like to hand the conference over to Mrs. Anastasia Belyanina, Head of Investor Relations. Please go ahead.
Thank you so much, and thanks, everybody, for joining us for this call. We are glad to have you with us for the next couple of hours or maybe shorter. We hope we will have a productive call, but I'm sure that you're well aware in that having just 2 months in front of us before the year ends, the character of this call will be much more technical. We'll cover the results and the outlook until the end of the year. We have our 2 traditional speakers with us, our CFO, Alexander Morozov; and now our Chief Risk Officer, Dzhangir Dzhangirov. With this, actually I shut up and hand it over to Alexander Morozov.
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