Q4 2020 Alfa SAB de CV Earnings Call Transcript
Good afternoon, and welcome to ALFA's Fourth Quarter 2020 Earnings Conference Call. (Operator Instructions) As a reminder, today's conference is being recorded. Now I would like to turn this conference over to Mr. Hernan Lozano, Vice President of Investor Relations. Mr. Lozano, you may begin.
Thank you, Laura. Good afternoon, everyone, and welcome to ALFA's Fourth Quarter 2020 Earnings Conference Call. Additional details about our quarterly results can be found in our press release, which was distributed yesterday afternoon together with a summarized presentation. Both are available on our website in the Investor Relations section.
During this call, we will share forward-looking information and statements, which are based on variables and assumptions that are uncertain at this time. These uncertainties include, but are not limited to, risks associated to the impact of COVID-19.
Eduardo Escalante, Alfa's CFO; Carlos Jiménez, ALFA's Senior VP of Legal and
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