Full Year 2019 AUB Group Ltd Earnings Call Transcript
Thank you for standing by, and welcome to the AUB Group Limited FY '19 Full Year Results Conference Call. (Operator Instructions)
I would now like to hand the conference over to Mr. Mike Emmett, CEO and Managing Director. Please go ahead.
Good morning, and thank you for joining Mark and I on the call this morning. I'll kick off with a summary of the results before handing over to Mark to run through some of the numbers in more detail. I'll then finish the call with a review of the business and provide an outlook for the year ahead before opening the call for questions. We'll be referring to the presentation we submitted to the ASX this morning.
I'll start by acknowledging that FY '19 was a year with a number of challenges for the group. Pleasingly, the core Insurance Broking and Underwriting Agency businesses delivered a solid performance. However, we faced significant headwinds arising from the challenges in health and rehabilitation components of the Risk Services
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