Q4 2022 Axos Financial Inc Earnings Call Transcript
Good day, ladies and gentlemen, and welcome to your Axos Financial, Inc. Fourth -- Fiscal Fourth Quarter 2022 Conference Call. (Operator Instructions) As a reminder, today's call is being recorded. (Operator Instructions)
At this time, it is my pleasure to turn the floor over to your host, Johnny Lai, Corporate Development and IR. Sir, the floor is yours.
Thanks, Linda. Good afternoon, everyone, and thanks for your interest in Axos. Joining us today for Axos Financial, Inc.'s Fourth Quarter 2022 Financial Results Conference Call are the company's President and Chief Executive Officer, Greg Garrabrants; Executive Vice President and Chief Financial Officer, Derrick Walsh; and Executive Vice President of Finance, Andy Micheletti. Greg, Derrick and Andy will review and comment on the financial and operational results for the 3 and 12 months ended June 30, 2022, and we will be available to answer your questions after the prepared remarks.
Before I begin, I would like to
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