Q3 2019 AXA SA Corporate Sales Call Transcript
Good morning, everybody, and welcome to AXA's conference call on our activity indicators for the first 9 months of 2019. I'm pleased to welcome Gérald Harlin, our Deputy CEO and Group CFO, who will be taking you through the highlights of the release from last night and will be very happy to take your questions afterwards.
Gérald, for the last time, I hand over to you.
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Thank you, Andrew, and hello, and good morning, to all. Thank you for joining our call. As you can see from yesterday's release, AXA has delivered another strong performance for the first 9 months of 2019. Overall, total gross revenues increased by 5% at group level with all geographies contributing to the growth and which continued growth momentum in our 3 preferred segments, i.e., P&C commercial lines were up 7%; Health, plus 6%; and Protection, plus 3%. Our balance sheet remains very strong with a Solvency II ratio at 187% at the end of
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