Q4 2022 Blue Foundry Bancorp Earnings Call Transcript
Good morning, and welcome to Blue Foundry Bancorp's fourth-quarter 2022 earnings call. My name is Grant, and I will be your conference operator today.
Comments made during today's call may include forward-looking statements, which are based on management's current expectation and are subject to uncertainty and changes in circumstances. Blue Foundry encourage all participants to refer to the full disclaimer contained in this morning's earnings release, which has been posted to the Investor Relations page on bluefoundrybank.com.
During the call, management will refer to non-GAAP measures, which exclude certain items from reported results. Please refer to today's earnings release for reconciliations of these non-GAAP measures.
As a reminder, this event is being recorded. Your line will be muted for the duration of the call. After the speakers' remarks, there will be a question-and-answer session.
I will now turn the call over to President and CEO, Jim Nesci.
Thank you,
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