Full Year 2019 Baloise Holding AG Earnings Call (Q&A) Transcript
Ladies and gentlemen, welcome to the B'loise Group Annual Results 2019 Analyst Conference Call. I am Sandra, the Chorus Call operator. (Operator Instructions) And the conference is being recorded. (Operator Instructions) The conference must not be recorded for publication or broadcast.
At this time, it's my pleasure to hand over to Markus Holtz, Head of Investor Relations. Please go ahead, sir.
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Good morning, and welcome to B'loise Q&A call on our annual results 2019. In our call today, we have our CEO, Gert Winter; our CFO, Carsten Stolz; and our CIO, Matthias Henny. So now I hand over to Gert, who will give you a quick overview of our results before we start the Q&A.
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Many thanks, Markus, and everybody also, a very good morning from my side and from our side. Let me start by saying that despite the hectic that is going on, we are extremely
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