Q4 2022 Bank Leumi Le Israel BM Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. Welcome to Leumi's Fourth Quarter and Full Year 2022 Results Conference Call. (Operator Instructions)
As a reminder, this conference is being recorded March 14, 2023. I would like to remind everyone that forward-looking statements for the respected company's business, financial condition and results of its operations are subject to risks and uncertainties that could cause actual results to differ materially from those contemplated.
Such forward-looking statements include, but are not limited to, product demand, pricing, market acceptance, changing economic conditions, risks in product and technology development and the effect of the company's accounting policies as well as certain other risk factors, which are detailed from time to time in the company's filings with the various securities authorities.
I would now like to turn the call over to Mr. Michael Klahr, Head of Investor Relations. Mr. Klahr, please go ahead.
Thank you, operator. Ladies and gentlemen, we thank you for
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