Q4 2020 Bank of Montreal Earnings Call Transcript
Good morning, and welcome to the BMO Financial Group's Q4 2020 Earnings Release and Conference Call for December 1, 2020. Your host for today is Mr. Tom Flynn, Chief Financial Officer. Mr. Flynn, please go ahead.
Okay. Thank you, operator, and good morning, everyone, and thank you for joining. Our agenda for today's investor presentation is as follows: We'll begin the call with remarks from Darryl White, BMO's CEO. I will then provide a review of the bank's financial performance, which will be followed by a presentation by Pat Cronin, our Chief Risk Officer. We have with us today on the call, Ernie Johannson from P&C Canada; Dave Casper from U.S. P&C; Dan Barclay from BMO Capital Markets; and Joanna Rotenberg from BMO Wealth Management. After our presentations, we will have a question-and-answer period for questions from prequalified analysts. (Operator Instructions)
On behalf of those speaking today, I note that forward-looking statements may be made during this call. Actual results could differ
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