Business Description
GIC Housing Finance Ltd
ISIN : INE289B01019
Share Class Description:
BOM:511676: Shs DematerialisedCompare
Compare
Traded in other countries / regions
511676.India IPO Date
2000-07-19Description
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from Interest Income. It operates in a single business segment which is financing.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.01 | |||||
| Equity-to-Asset | 0.18 | |||||
| Debt-to-Equity | 4.69 | |||||
| Debt-to-EBITDA | 36.01 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | -0.02 | |||||
| Beneish M-Score | -2.63 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -5.4 | |||||
| 3-Year EBITDA Growth Rate | 16.3 | |||||
| 3-Year EPS without NRI Growth Rate | -14.4 | |||||
| 3-Year FCF Growth Rate | -0.9 | |||||
| 3-Year Book Growth Rate | 10.4 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 49.18 | |||||
| 9-Day RSI | 48.72 | |||||
| 14-Day RSI | 46.53 | |||||
| 6-1 Month Momentum % | 5.74 | |||||
| 12-1 Month Momentum % | 20.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.25 | |||||
| Quick Ratio | 0.25 | |||||
| Cash Ratio | 0.04 | |||||
| Days Sales Outstanding | 0.1 | |||||
| Days Payable | 9.99 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.09 | |||||
| Dividend Payout Ratio | 0.28 | |||||
| 3-Year Dividend Growth Rate | 31 | |||||
| Forward Dividend Yield % | 2.09 | |||||
| 5-Year Yield-on-Cost % | 1.82 | |||||
| Shareholder Yield % | 74.6 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 27 | |||||
| Operating Margin % | 20.08 | |||||
| Net Margin % | 15.49 | |||||
| FCF Margin % | 50.62 | |||||
| ROE % | 9.03 | |||||
| ROA % | 1.49 | |||||
| ROIC % | 1.27 | |||||
| 3-Year ROIIC % | 4.42 | |||||
| ROC (Joel Greenblatt) % | 255.8 | |||||
| ROCE % | 2.65 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.33 | |||||
| PE Ratio without NRI | 6.65 | |||||
| Shiller PE Ratio | 6.27 | |||||
| Price-to-Owner-Earnings | 6.6 | |||||
| PEG Ratio | 0.82 | |||||
| PS Ratio | 1.14 | |||||
| PB Ratio | 0.64 | |||||
| Price-to-Tangible-Book | 0.65 | |||||
| Price-to-Free-Cash-Flow | 2.24 | |||||
| Price-to-Operating-Cash-Flow | 2.23 | |||||
| EV-to-EBIT | 43.06 | |||||
| EV-to-EBITDA | 40.35 | |||||
| EV-to-Revenue | 9.4 | |||||
| EV-to-FCF | 18.58 | |||||
| Price-to-Projected-FCF | 0.79 | |||||
| Price-to-Median-PS-Value | 1 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.61 | |||||
| Price-to-Graham-Number | 0.46 | |||||
| Earnings Yield (Greenblatt) % | 2.32 | |||||
| FCF Yield % | 44.6 | |||||
| Forward Rate of Return (Yacktman) % | 32.89 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
GIC Housing Finance Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 10,235.1 | ||
| EPS (TTM) (₹) | 29.44 | ||
| Beta | 1.48 | ||
| Volatility % | 40.18 | ||
| 14-Day RSI | 46.53 | ||
| 14-Day ATR (₹) | 7.248934 | ||
| 20-Day SMA (₹) | 214.425 | ||
| 12-1 Month Momentum % | 20.21 | ||
| 52-Week Range (₹) | 184 - 292.45 | ||
| Shares Outstanding (Mil) | 53.85 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
GIC Housing Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
GIC Housing Finance Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
GIC Housing Finance Ltd Frequently Asked Questions
What is GIC Housing Finance Ltd(BOM:511676)'s stock price today?
The current price of BOM:511676 is ₹215.70. The 52 week high of BOM:511676 is ₹292.45 and 52 week low is ₹184.00.
When is next earnings date of GIC Housing Finance Ltd(BOM:511676)?
The next earnings date of GIC Housing Finance Ltd(BOM:511676) is .
Does GIC Housing Finance Ltd(BOM:511676) pay dividends? If so, how much?
The Dividend Yield %  of GIC Housing Finance Ltd(BOM:511676) is 2.09% (As of Today), Highest Dividend Payout Ratio of GIC Housing Finance Ltd(BOM:511676) was 0.28. The lowest was 0.05. And the median was 0.16. The  Forward Dividend Yield % of GIC Housing Finance Ltd(BOM:511676) is 2.09%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers