Q4 2019 Magma Fincorp Ltd Earnings Call Transcript
Ladies and gentlemen, good day and welcome to the Magma Fincorp Q4 and FY '19 Earnings Conference Call hosted by ICICI Securities Limited. As a reminder, all participant lines will be in the lesson-only mode and there will be an opportunity for you to ask questions after the presentation concludes. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Abhijeet Tibrewal from ICICI Securities Limited. Thank you and over to you, sir.
Thanks, Karuna. Good evening, everyone. Welcome to the Magma Fincorp earnings call. From the Magma management team, we have with us today Mr. Sanjay Chamria, Vice Chairman and MD; Mr. Kaushik Banerjee, President and CEO, Asset Backed Finance; Mr. Manish Jaiswal, MD and CEO, Magma Housing Finance; Mr. Rajive Kumaraswami, MD and CEO, Magma HDI General Insurance Company and Mr. Kailash Baheti, CFO, Magma Fincorp.
We will start the call with opening remarks from Mr. Sanjay Chamria,
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