Q4 2020 Manappuram Finance Ltd Earnings Call Transcript
Yes, thank you, Margaret. Good evening, everyone, and welcome to the conference call.
From the management team, we have Mr. V.P. Nandakumar, Managing Director and CEO; Mrs. Bindu, Chief Financial Officer; Mr. Raja Vaidhyanathan, Managing Director, Asirvad Microfinance; Mr. Jeevandas Narayan, Managing Director, Manappuram Home Finance; Mr. K. Senthil Kumar, CEO, Vehicle and Equipment Finance; and Mr. Salil Bawa, Head, Investor Relations.
We thank the management for providing us the opportunity to host the call, and I'll promptly hand it over to Salil to start off the discussion, and then we'll open it up for Q&A.
Thank you very much, Abhishek. Good evening, everyone. Thank you for joining our Q4 FY '20 results conference call. Apologies for postponing the call by 30 minutes. We didn't want to have a clash with FM's press conference today. So that's why at the last minute, we had to shift the time by 30 minutes. Apologies, again, for the
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