Full Year 2022 Bank of India Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Bank of India Q4 FY '20 Conference Call. (Operator Instructions) Please note that this conference is being recorded.
We have with us today, Shri A.K. Das, MD and CEO; Shri P R Rajagopal, Executive Director; Shri Swarup Dasgupta, Executive Director; Shri M Karthikeyan, Executive Director; Ms. Monika Kalia, Executive Director; and other top management team from Bank of India.
I now hand the conference over to Shri A.K. Das, MD and CEO. Thank you, and over to you, sir.
Thank you very much. Good afternoon, all members of our analysts, investors and ladies and gentlemen, I extend a very warm welcome to each one of you for today's interaction.
And while we share with you the financial results of the bank for Q4 as well as full year of financial year of '21, '22. As you all are aware, we are all passing through critical and challenging times. And just when the recovery to growth path was making a modest beginning,
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