- Q1 2025 Indusind Bank Ltd Earnings Call TranscriptJul 26, 2024₹1403.4 (+1.68%)Earnings
- Full Year 2024 Indusind Bank Ltd Earnings Call TranscriptApr 25, 2024₹1496.15 (+1.46%)Earnings
- Q3 2024 Indusind Bank Ltd Earnings Call TranscriptJan 18, 2024₹1613.15 (-1.82%)Earnings
- Half Year 2024 Indusind Bank Ltd Earnings Call TranscriptOct 18, 2023₹1420.8 (-0.97%)Earnings
- Q1 2024 Indusind Bank Ltd Earnings Call TranscriptJul 18, 2023₹1390.3 (-0.17%)Earnings
- Full Year 2023 Indusind Bank Ltd Earnings Call TranscriptApr 24, 2023₹1102.05 (-1.24%)Earnings
- Q3 2023 Indusind Bank Ltd Earnings Call TranscriptJan 18, 2023₹1222.5 (-0.63%)Earnings
- Indusind Bank Ltd Investor Day Meeting TranscriptNov 22, 2022
- Q2 2023 Indusind Bank Ltd Earnings Call TranscriptOct 19, 2022₹1218.35 (-0.40%)Earnings
- Q1 2023 Indusind Bank Ltd Earnings Call TranscriptJul 20, 2022₹878.9 (+1.20%)Earnings
- Full Year 2022 Indusind Bank Ltd Earnings Call TranscriptApr 29, 2022₹978.2 (-0.94%)Earnings
- Q3 2022 Indusind Bank Ltd Earnings Call TranscriptJan 29, 2022Earnings
- Indusind Bank Ltd Analyst Call TranscriptNov 06, 2021
- Half Year 2022 Indusind Bank Ltd Earnings Call TranscriptOct 27, 2021₹1141.85 (-1.11%)Earnings
- Q1 2022 Indusind Bank Ltd Earnings Call TranscriptJul 27, 2021₹975.65 (-0.58%)Earnings
- Full Year 2021 Indusind Bank Ltd Earnings Call TranscriptApr 30, 2021₹934.95 (-0.43%)Earnings
- Q3 2021 Indusind Bank Ltd Earnings Call TranscriptJan 29, 2021₹846.25 (+5.44%)Earnings
- Half Year 2021 Indusind Bank Ltd Earnings Call TranscriptOct 30, 2020₹585.6 (-0.53%)Earnings
- Q1 2021 Indusind Bank Ltd Earnings Call TranscriptJul 28, 2020₹526.9 (+4.05%)Earnings
- Full Year 2020 Indusind Bank Ltd Earnings Call TranscriptApr 27, 2020₹407.35 (+6.33%)Earnings
- Indusind Bank Ltd Business Update Call TranscriptMar 30, 2020
- Q3 2020 Indusind Bank Ltd Earnings Call TranscriptJan 14, 2020₹1481.1 (-3.85%)Earnings
- Half Year 2020 Indusind Bank Ltd Earnings Call TranscriptOct 10, 2019₹1228.95 (-6.15%)Earnings
- Q1 2020 Indusind Bank Ltd Earnings Call TranscriptJul 12, 2019₹1510.35 (-1.98%)Earnings
- Full Year 2019 Indusind Bank Ltd Earnings Call TranscriptMay 22, 2019₹1517.55 (+4.84%)Earnings
Full Year 2023 Indusind Bank Ltd Earnings Call Transcript
Welcome to the IndusInd Bank's Quarter 4 Financial Year '23 Results. There are a lot more people in the phone calls on the dial-in, I think, welcome to them. Thank you for joining in. Sorry for keeping you waiting. We will wait -- there's a lot of crowd or rush in Delhi -- Bombay, so people are stuck up in the traffic, and that's why we had to delay it.
Let me start with the -- let me start with some macro, and I think it's very important to start with the macro. And I think Indian economy remains a bright spot in the weak global economic outlook. The regulatory and fiscal support has been very timely and effective right through COVID, post COVID and rising inflation phases of the economy.
Over the year, full credit growth accelerated across the board to 15% from 9.6% in financial year '22, outpacing the deposit growth of 9.6% with incremental CD ratio over 100%. Industry credit growth is expected to moderate due to lagging deposit growth and high interest rates dampening fresh demand. In recent months,
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