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Q3 2023 Punjab & Sind Bank Earnings Call Transcript
Good afternoon, ladies and gentlemen. I'm Shilpa Abraham, the moderator for this conference call. I welcome and thank each one of you for joining us today for the Punjab & Sind Bank Quarter 3 Financial Results Fiscal Year '23. Please note that this conference call is being recorded. (Operator Instructions)
I would now like to introduce the management of Punjab & Sind Bank. We have with us today Shri Swarup Kumar Saha, MD and CEO; Shri Kollegal V. Raghavendra, Executive Director; Dr. Ramjass Yadav, Executive Director; and Ms. Mahima Agarwal, Chief Financial Officer.
Before we begin, I would like to say that some of the statements that will be made in today's discussion may be forward-looking in nature.
I would now like to hand the conference over to Shri Swarup Kumar Saha, MD and CEO of Punjab & Sind Bank, for the opening remarks. After which, we will have the forum open for the interactive Q&A session. Thank you, and over to you, sir.
Thank you,
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