Q3 2021 ICICI Lombard General Insurance Company Ltd Earnings Call Transcript
Good evening, ladies and gentlemen. A very warm welcome to ICICI Lombard General Insurance Company Limited's Q3 and 9-month FY '21 Earnings Conference Call.
From the senior management, we have with us today Mr. Bhargav Dasgupta, MD and CEO of the company; Mr. Gopal Balachandran, CFO and CRO; Mr. Sanjeev Mantri, Executive Director, Retail; and Mr. Alok Agarwal, Executive Director, Wholesale. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Bhargav Dasgupta, MD and CEO, ICICI Lombard General Insurance Limited. Thank you, and over to you, sir.
Thank you, and good afternoon, good evening to each one of you. Thank you for joining the earnings conference call of ICICI Lombard for Q3 2021 and for 9 months 2021. I hope all of you and your colleagues are staying safe and healthy.
So what I'll do is I'll give a brief overview of the industry trends and developments that we've witnessed for
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