Q4 2022 Equitas Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day and welcome to the earnings call of Equitas Small Finance Bank Ltd financial performance for Q4 FY22. We have with us today Mr. PN Vasudevan, MD and CEO; Mr. Sridharan N, CFO; Mr. Murali Vaidyanathan, Senior President and Country Head Branch Banking, Liabilities, Product, and Wealth; Mr. Rohit Phadke, Senior President and Head Assets; Mr. Natarajan M, President and Head Treasury; Mr. Dheeraj M, SVP and Head Strategy, IR, VI, and Customer Experience; Mr. Rahul Rajagopalan, DVB Strategy and IR; and Ms. Srimathy Raghunathan, CFO, Equitas Holdings Limited.
(Operator instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. PN Vasudevan. Thank you and over to you, sir.
Thank you. Good morning to all of you. Thank you for taking your time out to be with us today. On the environment, the macro environment has lots of challenges in the form of supply-side issues and geopolitical issues. However, within that, in India, we see
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