Q3 2020 Karur Vysya Bank Ltd Earnings Call Transcript
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Good morning to everyone on the call. On behalf of Spark Capital, I welcome you to the 3Q FY '20 Earnings Call of Karur Vysya Bank. We have with us today the management team of KVB, represented by the MD and CEO, Mr. Seshadri; President and COO, Mr. Natarajan; General Manager and CFO, Mr. Sivarama Prasad; and Company Secretary, Mr. Srinivasa Rao.
I now request Mr. Seshadri to take us through the highlights of the quarter gone by, after which, we will open the floor for questions. Over to you, sir.
Thank you very much, Abhinesh. Good morning to all those who are on the call. Thank you very much for taking the time to dial into this call. We greatly appreciate it.
With respect to quarter 3, we continued on our journey. Our -- the business model transformation that we had embarked on 2 years ago continues, and it is progressing well. We continue to execute on our
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