Full Year 2018 Banco Comercial Portugues SA Earnings Call Transcript
Good afternoon, ladies and gentlemen, and thank you for standing by. Welcome to today's Millennium BCP 2018 Earnings Conference Call. (Operator Instructions) I must advise you that this conference is being recorded today on Friday, 22nd of February, 2019.
I would now like to hand the conference over to your Vice Chairman and CEO, Mr. Miguel Maya. Please go ahead, sir.
Good afternoon, Miguel Maya speaking. I welcome you all to BCP Annual Earnings Conference Call.
I am going to present earnings main highlights, and then my colleague, Miguel Braganca, will follow, providing additional information and detail.
Before beginning the earnings presentation, I would like to make a brief introduction regarding the 2018 background and circumstances.
It was a year of instability and volatility in the financial markets, reflecting investors' concerns about the outcome of several major well-known events
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