Q3 2022 Bper Banca SpA Earnings Call Transcript
Good afternoon. This is the conference call -- conference operator. Welcome, and thank you for joining the conference call of the BPER Banca Group's consolidated 9 months results. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. Piero Luigi Montani, CEO of the BPER Banca Group. Please go ahead, sir.
Thank you. Thank you and good evening, everybody. Thank you for joining. I'm here with my colleagues, in particular with Gian Luca Santi, Deputy General Manager; the CFO, the manager responsible the financial information; Fabio Pelati, for Investor Relations.
We're very happy with the results of this third quarter. The 9 months results are extremely positive, and they confirmed the growth trends observed year-to-date, combined with increasing core business profitability, further improvement in credit quality and a solid capital and liquidity position.
As far as profitability is concerned, the net profit for the 9-month period amounts to EUR
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