Q2 2020 mBank SA Earnings Call Transcript
Good morning, and welcome to this conference, which will summarize the results of MBank Group in Q2 2020. Once again, we are meeting online, but I think that's something we are all getting used to.
We have today Cezary Stypulkowski, CEO; Andreas Böger, CFO; and Marcin Mazurek, Chief Economist. Over to Mr. Stypulkowski.
Good morning. As you all know, these are not easy times. They are rather demanding, as you say, euphemistically, interesting times perhaps. And it's no more good old times. That's something new. Anyway, speaking to the point, the conditions are rather mixed. On the one hand side, our quarterly results are looking quite good, as a result of some milestones reached in March, April and May, and the impact on different areas of the bank. The name of the game, of course, is our net interest income. Year-on-year, NII has increased. However, we realized that the [early] is down. The
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