Business Description
Credit Acceptance Corp
NAICS : 522220
SIC : 6141
ISIN : BRCRDABDR003
Share Class Description:
BSP:CRDA34: BRDRDescription
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.03 | |||||
| Equity-to-Asset | 0.19 | |||||
| Debt-to-Equity | 3.8 | |||||
| Debt-to-EBITDA | 22.24 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 2.12 | |||||
| Beneish M-Score | -2.87 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.9 | |||||
| 3-Year EBITDA Growth Rate | -3.7 | |||||
| 3-Year EPS without NRI Growth Rate | 20.1 | |||||
| 3-Year FCF Growth Rate | 19.2 | |||||
| 3-Year Book Growth Rate | 1.3 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 10.68 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 100 | |||||
| 9-Day RSI | 100 | |||||
| 14-Day RSI | 100 | |||||
| 6-1 Month Momentum % | 13.91 | |||||
| 12-1 Month Momentum % | 23.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 23.4 | |||||
| Quick Ratio | 23.4 | |||||
| Cash Ratio | 0.44 | |||||
| Days Payable | 159.5 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 9.9 | |||||
| Shareholder Yield % | -12.64 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 63.28 | |||||
| Operating Margin % | 12.29 | |||||
| Net Margin % | 9.2 | |||||
| FCF Margin % | 55.01 | |||||
| ROE % | 11.41 | |||||
| ROA % | 2.37 | |||||
| ROIC % | 2.49 | |||||
| 3-Year ROIIC % | 172.39 | |||||
| ROC (Joel Greenblatt) % | 139.23 | |||||
| ROCE % | 3.31 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 29.08 | |||||
| Forward PE Ratio | 16.35 | |||||
| PE Ratio without NRI | 22.43 | |||||
| Shiller PE Ratio | 13.31 | |||||
| Price-to-Owner-Earnings | 25.01 | |||||
| PS Ratio | 2.63 | |||||
| PB Ratio | 3.19 | |||||
| Price-to-Tangible-Book | 3.19 | |||||
| Price-to-Free-Cash-Flow | 4.77 | |||||
| Price-to-Operating-Cash-Flow | 4.76 | |||||
| EV-to-EBIT | 45 | |||||
| EV-to-EBITDA | 40.57 | |||||
| EV-to-Revenue | 5.53 | |||||
| EV-to-Forward-Revenue | 4.76 | |||||
| EV-to-FCF | 9.94 | |||||
| Price-to-Projected-FCF | 0.33 | |||||
| Price-to-Median-PS-Value | 0.55 | |||||
| Price-to-Graham-Number | 1.78 | |||||
| Price-to-Net-Current-Asset-Value | 3.51 | |||||
| Earnings Yield (Greenblatt) % | 2.23 | |||||
| FCF Yield % | 21.74 | |||||
| Forward Rate of Return (Yacktman) % | 9.16 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Credit Acceptance Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R$) | 10,748.712 | ||
| EPS (TTM) (R$) | 7.556 | ||
| Beta | -0.12 | ||
| Volatility % | 14.89 | ||
| 14-Day RSI | 100 | ||
| 14-Day ATR (R$) | 0.013651 | ||
| 20-Day SMA (R$) | 325 | ||
| 12-1 Month Momentum % | 23.57 | ||
| 52-Week Range (R$) | 259.3 - 325 | ||
| Shares Outstanding (Mil) | 121.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Credit Acceptance Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Credit Acceptance Corp Stock Events
| Event | Date | Price(R$) | ||
|---|---|---|---|---|
| No Event Data | ||||
Credit Acceptance Corp Frequently Asked Questions
What is Credit Acceptance Corp(BSP:CRDA34)'s stock price today?
The current price of BSP:CRDA34 is R$325.00. The 52 week high of BSP:CRDA34 is R$325.00 and 52 week low is R$259.30.
When is next earnings date of Credit Acceptance Corp(BSP:CRDA34)?
The next earnings date of Credit Acceptance Corp(BSP:CRDA34) is 2025-01-31 Est..
Does Credit Acceptance Corp(BSP:CRDA34) pay dividends? If so, how much?
Credit Acceptance Corp(BSP:CRDA34) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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