Q1 2020 Discover Financial Services Earnings Call Transcript
Good morning. My name is Maria, and I'll be your conference operator today. At this time, I would like to welcome everyone to the First Quarter 2020 Discover Financial Services Earnings Conference Call. (Operator Instructions)
I will now turn the call over to Mr. Craig Streem, Head of Investor Relations. Please go ahead.
Sure. Thanks a lot, Maria. Good morning, everybody, and welcome to our call.
We'll begin on Slide 2 of our earnings presentation, which you can find as always in the financial section of our Investor Relations website, investorrelations.discover.com. Our discussion this morning contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in today's earnings press release and presentation.
Our call this morning will include remarks from our CEO, Roger Hochschild; and from John Greene, our Chief Financial
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