Q4 2023 Inter & Co Inc Earnings Call Transcript
Good afternoon, and thank you for standing by. Welcome to Inter & Co's Fourth Quarter Earnings Conference Call. Today's speakers are João Vitor Menin, Inter's CEO; Alexandre Riccio, Senior Vice President of Retail Banking; and Santiago Stel, Senior Vice President of Finance and Risks.
Please be advised that today's conference is being recorded and a replay will be available at the company's IR website. (Operator Instructions)
Throughout this conference call, we will be presenting non-IFRS financial information. These are important financial measures for the company, but are not financial measures as defined by IFRS. Reconciliations of the company's non-IFRS financial information to the IFRS financial information are available in Inter & Co earnings release and earnings presentation appendix.
Today's discussion might include forward-looking statements, which are not guarantees of future performance. Please refer to the forward-looking statements disclosure in the company's earnings release and earnings presentation.
Now I would like to yield the floor to Mr.
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