Banco Pine SA is a banking company. It operates commercial, credit and financing and foreign exchange portfolios. The company's operations are conducted in the context of a group of institutions which act jointly, and certain transactions involve the co-participation or intermediation of member companies of the Pine financial conglomerate. The benefits from the intercompany services and the costs for the operating and administrative structures are absorbed, either jointly or individually, by these companies as is practicable and reasonable in the circumstances.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.03
Equity-to-Asset	0.05
Debt-to-Equity	4.7
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.2	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	48.2
	3-Year Book Growth Rate	4.2

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	30.24
	9-Day RSI	38.81
	14-Day RSI	41.88
	6-1 Month Momentum %	-26.16
	12-1 Month Momentum %	-1.54

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	11.56
	Dividend Payout Ratio	0.44
	Forward Dividend Yield %	7.8
	5-Year Yield-on-Cost %	11.56
	3-Year Average Share Buyback Ratio	-3.2
	Shareholder Yield %	-150.11

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	42.69
	FCF Margin %	63.99
	ROE %	29.86
	ROA %	1.4
	Years of Profitability over Past 10-Year	5

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	3.1
	PE Ratio without NRI	3.01
	Price-to-Owner-Earnings	0.76
	PS Ratio	0.82
	PB Ratio	0.73
	Price-to-Tangible-Book	0.74
	Price-to-Operating-Cash-Flow	20.55
	EV-to-Revenue	8.47
	EV-to-FCF	13.24
	Price-to-Median-PS-Value	0.13
	Price-to-Graham-Number	0.32
	FCF Yield %	50.5
	Forward Rate of Return (Yacktman) %	-31.87

Financials (Next Earnings Date:2025-02-14 Est.)

Annual Quarterly TTM

BSP:PINE3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016

Banco Pine SA Executives

Details

GF Value: R$19.11

BSP:PINE3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with PINE3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	744.098
	EPS (TTM) (R$)	1.334
	Beta	0.44
	Volatility %	119.83
	14-Day RSI	41.88
	14-Day ATR (R$)	0.253443
	20-Day SMA (R$)	4.3355
	12-1 Month Momentum %	-1.54
	52-Week Range (R$)	3.553455 - 13.437434
	Shares Outstanding (Mil)	225.12

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banco Pine SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banco Pine SA Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Banco Pine SA Frequently Asked Questions

What is Banco Pine SA(BSP:PINE3)'s stock price today?

The current price of BSP:PINE3 is R$4.13. The 52 week high of BSP:PINE3 is R$13.44 and 52 week low is R$3.55.

When is next earnings date of Banco Pine SA(BSP:PINE3)?

The next earnings date of Banco Pine SA(BSP:PINE3) is 2025-02-14 Est..

Does Banco Pine SA(BSP:PINE3) pay dividends? If so, how much?

The Dividend Yield % of Banco Pine SA(BSP:PINE3) is 11.56% (As of Today), Highest Dividend Payout Ratio of Banco Pine SA(BSP:PINE3) was 2.03. The lowest was 0.09. And the median was 0.54. The Forward Dividend Yield % of Banco Pine SA(BSP:PINE3) is 7.8%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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