Business Description
Synchrony Financial
NAICS : 522190
SIC : 6159
ISIN : BRS1YFBDR002
Share Class Description:
BSP:S1YF34: BRDRCompare
Compare
Traded in other countries / regions
SYF.USA0LC3.UKSFE.GermanySYF.MexicoS1YF34.Brazil IPO Date
2019-12-16Description
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.15 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 0.98 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.59 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 19.4 | |||||
| 3-Year EPS without NRI Growth Rate | 32.4 | |||||
| 3-Year FCF Growth Rate | 17 | |||||
| 3-Year Book Growth Rate | 16.5 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 11.82 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 81.88 | |||||
| 9-Day RSI | 79.15 | |||||
| 14-Day RSI | 77.82 | |||||
| 6-1 Month Momentum % | 28.81 | |||||
| 12-1 Month Momentum % | 89.07 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.15 | |||||
| Dividend Payout Ratio | 0.12 | |||||
| 3-Year Dividend Growth Rate | 2.9 | |||||
| Forward Dividend Yield % | 1.23 | |||||
| 5-Year Yield-on-Cost % | 1.44 | |||||
| 3-Year Average Share Buyback Ratio | 11.3 | |||||
| Shareholder Yield % | 1.65 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 21.22 | |||||
| FCF Margin % | 66 | |||||
| ROE % | 21.25 | |||||
| ROA % | 2.68 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.19 | |||||
| Forward PE Ratio | 9.04 | |||||
| PE Ratio without NRI | 9.66 | |||||
| Shiller PE Ratio | 10.51 | |||||
| PEG Ratio | 1.07 | |||||
| PS Ratio | 1.5 | |||||
| PB Ratio | 1.45 | |||||
| Price-to-Tangible-Book | 1.68 | |||||
| Price-to-Free-Cash-Flow | 2.27 | |||||
| Price-to-Operating-Cash-Flow | 2.27 | |||||
| EV-to-Revenue | 1.36 | |||||
| EV-to-Forward-Revenue | 2.49 | |||||
| EV-to-FCF | 2.07 | |||||
| Price-to-Projected-FCF | 0.16 | |||||
| Price-to-DCF (Earnings Based) | 0.67 | |||||
| Price-to-DCF (FCF Based) | 0.16 | |||||
| Price-to-Median-PS-Value | 0.76 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.72 | |||||
| Price-to-Graham-Number | 0.85 | |||||
| FCF Yield % | 45.77 | |||||
| Forward Rate of Return (Yacktman) % | 42.89 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Synchrony Financial Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R$) | 77,612.414 | ||
| EPS (TTM) (R$) | 39.775 | ||
| Beta | 0.53 | ||
| Volatility % | 38.49 | ||
| 14-Day RSI | 77.82 | ||
| 14-Day ATR (R$) | 2.747897 | ||
| 20-Day SMA (R$) | 310.107 | ||
| 12-1 Month Momentum % | 89.07 | ||
| 52-Week Range (R$) | 140.54 - 324.18 | ||
| Shares Outstanding (Mil) | 389.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Synchrony Financial Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Synchrony Financial Stock Events
| Event | Date | Price(R$) | ||
|---|---|---|---|---|
| No Event Data | ||||
Synchrony Financial Frequently Asked Questions
What is Synchrony Financial(BSP:S1YF34)'s stock price today?
The current price of BSP:S1YF34 is R$324.17. The 52 week high of BSP:S1YF34 is R$324.18 and 52 week low is R$140.54.
When is next earnings date of Synchrony Financial(BSP:S1YF34)?
The next earnings date of Synchrony Financial(BSP:S1YF34) is 2025-01-23 Est..
Does Synchrony Financial(BSP:S1YF34) pay dividends? If so, how much?
The Dividend Yield %  of Synchrony Financial(BSP:S1YF34) is 1.15% (As of Today), Highest Dividend Payout Ratio of Synchrony Financial(BSP:S1YF34) was 0.39. The lowest was 0.1. And the median was 0.17. The  Forward Dividend Yield % of Synchrony Financial(BSP:S1YF34) is 1.23%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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