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Q3 2020 Banco Bradesco SA Earnings Call (Portuguese) Transcript
Good morning, ladies and gentlemen, and thank you for waiting. Welcome to Bradesco's Third Quarter 2020 Earnings Conference Call. This call is being broadcast simultaneously over the web with -- for Bradesco investors at the website, banco.bradesco/ir-en, where the presentation is also available for download. We will have simultaneous translation into English. (Operator Instructions)
Before proceeding, we would like to mention that any forward-looking statements that are made during this conference call related to the company's currently available information and financial information, they involve risks, uncertainties and assumptions because they relate to future events and therefore, depend on circumstances that may or may not occur in the future.
Investors should also understand that general economic conditions, industry conditions and other operating factors could also affect the future results of Banco Bradesco and therefore, could cause results to differ materially from those expressed in such forward-looking statements.
Now I would like to turn the floor over to André
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