Business Description
Carter Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US1461021081
Description
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. The Bank offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.17 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.23 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.65 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.6 | |||||
| 3-Year EPS without NRI Growth Rate | 264.1 | |||||
| 3-Year Book Growth Rate | -2.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 21.87 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 9.64 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 28.8 | |||||
| 9-Day RSI | 41.26 | |||||
| 14-Day RSI | 47.43 | |||||
| 6-1 Month Momentum % | 32.53 | |||||
| 12-1 Month Momentum % | 46.27 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 4.5 | |||||
| Shareholder Yield % | -22.96 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 11.25 | |||||
| FCF Margin % | 19.89 | |||||
| ROE % | 4 | |||||
| ROA % | 0.32 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 29.08 | |||||
| Forward PE Ratio | 8.82 | |||||
| PE Ratio without NRI | 27.32 | |||||
| Shiller PE Ratio | 21.46 | |||||
| Price-to-Owner-Earnings | 39.85 | |||||
| PS Ratio | 3.21 | |||||
| PB Ratio | 1.08 | |||||
| Price-to-Tangible-Book | 1.08 | |||||
| Price-to-Free-Cash-Flow | 16.22 | |||||
| Price-to-Operating-Cash-Flow | 12.72 | |||||
| EV-to-Revenue | 3.14 | |||||
| EV-to-Forward-Revenue | 3.58 | |||||
| EV-to-FCF | 15.62 | |||||
| Price-to-Projected-FCF | 0.64 | |||||
| Price-to-Median-PS-Value | 1.09 | |||||
| Price-to-Graham-Number | 1.14 | |||||
| FCF Yield % | 6.1 | |||||
| Forward Rate of Return (Yacktman) % | 4.02 |
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